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CFPB Issues Preemption Determination Regarding State Disclosure Laws on Business Lending
On Tuesday, March 28th, 2023, the Consumer Financial Protection Bureau (CFPB) announced that commercial financing disclosure laws in...
Mar 30, 20232 min read


Carefully Off The Cuff: Doing Well By Doing Good - It's Not Just A Slogan Anymore
"Doing well by doing good – it’s not just a slogan anymore, it’s the way of increasing market share today and meeting regulator’s fair...
Mar 28, 20231 min read


Carefully Off The Cuff: Does Reporting Drive You Nuts?
Josh and Ray talk with Rebecca Hanson (President of Quik Filings, LLC) and Felecia “Flea” Bowers (a.k.a. “Queen of Compliance”) about...
Mar 8, 20231 min read


Carefully Off The Cuff: CFPB And RESPA Guidance On Digital Platforms
Recently the CFPB issued an advisory on Section 8 of RESPA on the shoulders of an old but widely accepted RESPA advisory from 1996, which...
Mar 3, 20231 min read


Feb 21, 20230 min read


Feb 21, 20230 min read


CFPB Finds Issues with Tenant Background Checks
The Consumer Financial Protection Bureau (CFPB) on November 15, 2022, issued two reports on the tenant background check industry. Details...
Dec 1, 20222 min read


Carefully Off The Cuff: Buydowns!
Josh and Ray discuss why buy downs are so hot right now and what lenders should be aware of when using this tool.
Nov 30, 20221 min read


Carefully Off The Cuff: NMLS Renewals
Ray Snytsheuvel and Josh Weinberg discuss what you need to know for the upcoming license renewal season. NMLS Resource Center:...
Nov 30, 20221 min read
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